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Health Savings Account

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Health Savings Accounts (HSA’s), are savings accounts that you can put money into for medical expenses. HSA’s were enabled by federal legislation in 2003 so that individuals covered by high-deductible health plans could receive tax-preferred treatment of money saved for medical expenses. Most people don’t consider a HSA, maybe because HSAs and HSA compatible health insurance plans can be more confusing than traditional health insurance.


But, don’t worry, we can help you sort it out and take advantage of the tax breaks that come with a Health Savings Account.


  • Reduce your monthly premiums;
  • Grow your account until retirement—like an IRA account; but better because contributions to an HSA are made on a pre-tax basis and there are no income limits restricting who can take advantage of them!
  • Choose your own doctors and hospitals—there are no network restrictions;
  • Pay your medical expenses with pre-tax dollars.
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